Iingcebiso ezili-10 eziluncedo kwiFanitshala yeKhaya loLonga

Olu nyango lunokuba luhambelana nelaphu okanye longezwe kwiilaphu usebenzisa iimveliso ezifana neNano-tex kunye neDuraBlock ngaphambi kokugquma. Kwindawo yokonga, njengakuyo nayiphi na indawo apho ukhathalela abantu, ufuna amalaphu e-upholstery angenakuphela nje kuphela kodwa alula ukuwacoca. Injongo kukufumana i-upholstery esemgangathweni ophezulu kunye nezinto eziza kunceda ukwenza izakhiwo zibe zikhululekile kangangoko kunokwenzeka ngelixa zihlanjwa. Abahlali bayakhuthazwa ukuba beze nefenitshala nezinto zabo zobuqu ukuze bazive besekhaya kwikhaya labo elitsha.

Abahlali bayavavanywa xa befuduswa ukuqinisekisa ukuba banokufumana isicwangciso sokhathalelo lomntu siqu esihlangabezana neemfuno zabo ezithile kunye nokwenza ukuba ukhathalelo lwabo lube lolwakho ngokwenene. Kwiziko lezonyango eliqeqeshiweyo, izigulane zifumana uncedo oluqhubekayo kubasebenzi bezonyango abaqeqeshwe ngokukodwa.

Uninzi lwabahlali abafumana uncedo bahlawulela olo khathalelo ngemali yabo ("iintlawulo zabucala") okanye i-inshurensi encinci ebonelelwa nge-inshurensi yokhathalelo lwexesha elide. Nangona kunjalo, amazwe amaninzi abonelela ngokuxolelwa kosapho kunye noluntu olunokunceda abahlali abafumana umvuzo omncinci ukuba baphile ubomi obunenkathalo.

Jonga ngezibonelelo zeMedicaid kwilizwe lakho ukuze ufumane malunga nemeko yakho kunye neemfuno. Ukuba ezi zikhetho azifumaneki kuwe, jonga ukuba umntu omthandayo une-inshurensi yokunakekelwa kwexesha elide, okanye uqhagamshelane ne-arhente yendawo yokuguga ukuba ubuze malunga neenkqubo zoncedo lwezemali zasekhaya kubantu abadala.

Abantu abanyamekela abalupheleyo banokungenelwa kakhulu kuncedo lwabasebenzi kwikhaya labalupheleyo, abanye abahlali, nawona malungu entsapho abalulekileyo. Amakhaya abongikazi abonelela abantu abadala ngamathuba okuseka ubudlelwane obutsha kunye nokomeleza ubudlelwane obudala, obunokuphucula impilo kunye nokuphila kwabo. Ngokuhlala kwikhaya labalupheleyo, abalupheleyo banokuba ngabahlobo noontanga babo kwanabasebenzi ababanyamekelayo. Ngokugada ikhaya labalupheleyo, unokukhuthaza abantu abadala ukuba bahlale besempilweni yaye bonwabile ekhaya.

Ikhaya labalupheleyo lolona khetho lufanelekileyo xa umgangatho wobomi nempilo yabazali bakho isisisongelo ngenxa yobuthathaka owandayo okanye iingxaki zokulibala, naxa kufuneka inyameko engakumbi kunokuba inokunikelwa ekhaya. Amakhaya asebekhulile anceda abantu abafuna ukunakekelwa okusebenzayo kunye nonyango, okufuneka kuqwalaselwe xa ukhetha ifenitshala yabantu abadala. Into ephambili ekufuneka iqwalaselwe xa ukhetha ifenitshala kubantu abadala kukuthuthuzela kunye nenkxaso.

Iifenitshala ezininzi kumakhaya asebekhulile kufuneka zizalisekise umsebenzi othile (ngamanye amaxesha unyango) ngelixa ngexesha elifanayo libonakala lifudumele ngokwaneleyo ukuba izigulane aziyi kuziva ukuba zisesibhedlele. Ukukhetha ifanitshala efanelekileyo yekhaya labalupheleyo kwahlukile ekukhetheni nje ifenitshala yekhaya labalupheleyo okanye ikhaya labalupheleyo.

Ukuba usapho alukwazi ukuhlawula iqela labongikazi labucala okanye i-arhente esekelwe ekhaya yokhathalelo lweeyure ezingama-24, amakhaya abongikazi kunye namakhaya abongikazi ngokuqhelekileyo abonelela ngokhuseleko olungakumbi kubantu abadala abaneengxaki zempilo ezingapheliyo kunokuhlala bodwa. Abanye abantu abadala badinga kuphela ukhathalelo lwekhaya labalupheleyo ixesha elifutshane ngaphambi kokuba babe sempilweni ngokwaneleyo ukuba bathathe ithuba lolunye ukhetho lokhathalelo lwabadala, olufana nokhathalelo lwekhaya labalupheleyo okanye ukhathalelo lwasekhaya. Abantu abaninzi abalupheleyo neentsapho zabo basebenzisa uhlobo oluthile loncedo lwemali ukuze bahlawulele ukunyamekela abaguli. Apha ngezantsi sisishwankathelo esifutshane sendlela ezi nkqubo zingasetyenziswa ngayo ukuhlawulela ukhathalelo lokonga olunobuchule.

Emva kweentsuku ze-100 kumboneleli wezempilo oqeqeshiweyo, i-Medicare ayiyi kuhlawula nayiphi na inxalenye yeendleko zokuhlala kwakho. Nangona kunjalo, ihlala inexabiso eliphantsi kunokhathalelo lwempilo yasekhaya okanye ukhathalelo kwindawo enye. Olona khetho lufikelelekayo lokukhathalela abantu abadala eHouston lukhathalelo lwempilo yabantu abadala, ngexabiso eliphakathi kwe-1,138 yeedola ngenyanga.

Ukuze abantu abalupheleyo bonwabe baze babe sempilweni kangangoko kunokwenzeka, izalamane zabo nabasebenzi bamakhaya abongikazi kufuneka bahlangabezane nezi mfuno zonyango. Ukuba abantu abalupheleyo bahlala kumakhaya abantu abalupheleyo, banokugula okanye babe nesiphene baze bafune ukunyanyekelwa ixesha elide.

Ungamnceda lowo umthandayo ahlale ekhuselekile, esempilweni, kwaye onwabile ngokujonga rhoqo ukuze ubone ukuba abasebenzi basekhaya bayahlangabezana na neemfuno zabo zempilo. Uncedo lwendawo yokuhlala lunokubonelela abahlali ngezibonelelo ezininzi, kubandakanya indawo yokuhlala ekhuselekileyo kunye nokhathalelo lweeyure ezingama-24. Ngokwenene inokuphucula ngokuphawulekayo umgangatho wobomi bomntu ofuna ukunyanyekelwa yaye inokwenza ubomi bube lula kumkhathaleli. ngokuqhelekileyo umntu omthandayo).

Uninzi lwethu luyoyika imbono yokudlulisela umntu esimthandayo kwikhaya labalupheleyo, kwaye loo mvakalelo ayitshintshi kwabo banethamsanqa ngokwaneleyo lokuzikhethela iinkwenkwezi. Nokuba yinyanga okanye iminyaka elishumi, abagcini bethu banokunceda umntu omthandayo aphile ngendlela afuna ngayo ekhaya. Shayela iingcali zethu zokhathalelo (800) 558-1010 okanye uthenge uluhlu olupheleleyo lwefenitshala yococeko apha. Esi sikhokelo sichaza amalungelo abantu abahlala kwikhaya labalupheleyo, imibuzo ebalulekileyo yokubuza umboneleli wezempilo ngaphambi kokuba ufuduke, kunye neengcebiso malunga nendlela yokuqikelela izinto ezifunekayo (kwaye azinakubakho).

Amakhaya abongikazi kunye namakhaya abongikazi kufuneka abeke iliso kwizakhiwo zabo ngevidiyo, afune ukuba iindwendwe zibonise isazisi sefoto xa zingena, kwaye zithathe amanyathelo afanelekileyo okhuseleko ukuqinisekisa ukuba abahlali abasishiyi sodwa isakhiwo. Phambi kokuba uthathe umntu omthandayo umse kwindawo yokukhathalela okanye kwikhaya labalupheleyo, qiniseka ukuba kukho imivalo yokuxhwila ecaleni kwendlu yangasese kwaye kukho imivalo yokubamba kwishawari okanye ebhafini. Ezi zinto zihlala zibonelelwa ziintsapho kwaye abasebenzi beziko kufuneka bakucebise xa umntu omthandayo eza kuphelelwa kungekudala.

Ngokuxhomekeke kuhlobo lwezigulane ozibona rhoqo, unokufuna ngakumbi olu lwazi. Kwiziko eliqhelekileyo lokukhathalela abantu abadala, udinga ubuncinci i-15% yezihlalo zokuhlala ukuze utyebe ukuze zonke iindwendwe zizive zamkelekile kwaye zikhululekile ngexesha lokuhlala kwazo nawe.

Qinisekisa ukuba abongikazi abonganyelwa kukukhathalela izigulane ezininzi. Buza isikhokelo sakho malunga nobudlelwane phakathi kwabasebenzi nabahlali ukuvavanya umgangatho woncedo olunikiweyo.

Imvakalelo yoluntu. Njengoko ujikeleza indlu, uya kuqaphela ukuba abasebenzi abaqeqeshwe kakhulu basebenzisana nabahlali ngokubhekisela kubo ngamagama. Indlela yothando yokunyamekela abahlali inegalelo kwimvakalelo yekhaya [30].

Kolu phando lunye, amalungu osapho aphawula ukuba umgangatho wekhaya uphenjelelwa kakhulu ngumthwalo womsebenzi, ubuntu namandla omkhathaleli oqeqeshiweyo, kunye nokulingana phakathi komqeshi nendawo yokunyamekela. Ubudlelwane obusondeleyo phakathi kwabantu nabasebenzi abanenkathalo bokwenene bunxulunyaniswa nokuba sekhaya [27]. Izinto ezenza imilinganiselo yentlalo yekhaya lunxibelelwano kunye nobudlelwane nabasebenzi, abanye abahlali, usapho kunye nabahlobo, izilwanyana zasekhaya kunye nemisebenzi.

Cooney [15, iphe. I-192] ichaze ukuba abathathi-nxaxheba banxulumanisa imvakalelo "yokuba" kunye nengqondo yekhaya. Olu phononongo lufumanise ukuba abathathi-nxaxheba abanamagumbi amakhulu banokuziva banelisekile ziimeko zabo zokuhlala kwaye bazive bengcono ekhaya.

Kwelinye icala, abathathi-nxaxheba bathi izinto zobuqu eziziswe kwikhaya langaphambili zidala imvakalelo yokusondelelana kunye nomntu ngamnye kwaye ngaloo ndlela zidala imvakalelo yekhaya. Izinto zobuqu ayizizo kuphela izinto ezinceda ukuphuhlisa imvakalelo yekhaya.