Indlela eNtsha yeFanitshala yeKhaya loMhlala-phantsi

Kutheni ifenitshala yasekhaya yomhlalaphantsi?

Ngelixa sisebancinci, kulula ukucinga ukuba abantu benza imali eninzi ukusukela ekuqaleni kwexesha. Xa uthatha umhlala-phantsi, umvuzo wakho uya kunyuka njengoko ukhula. Njengoko uqala ukusebenza kwaye ulondolozele umhlalaphantsi, umsebenzi wakho uya kuncitshiswa kwaye kuya kufuneka ufumane uqeqesho olungakumbi kunye namava ukuze uqiniseke ukuba unokuthatha umhlalaphantsi ngokukhululeka. Xa uthatha umhlala-phantsi, ugcino lwakho luza kuncitshiswa kwaye kuya kufuneka ukuba unike ingqwalasela engaphezulu koko ukwenzayo kunokuba ubungathanda ukukwenza ukuba ubusebenza kwindawo efuna ixesha elininzi.

Xa uthatha umhlala-phantsi kufuneka uchithe ixesha elininzi nosapho lwakho kunye nomsebenzi. Kwaye njengoko uthatha umhlala-phantsi kufuneka ukwazi ukucwangcisa ukubuya kwabo ubathandayo. Kufuneka uqinisekise ukuba uzilungiselele ngokwezimali ixesha elide. Oku kuya kwenzeka kumhlalaphantsi wakho ukuba ushiya abantu obathandayo ekhaya. Kufuneka wazi ukuba yimalini yomvuzo wakho oza kuhlawulwa yintsapho yakho, ngoko kufuneka ube nemali eyaneleyo yokuzixhasa wena nosapho lwakho. Oku kuya kwenzeka kugcino lwakho ukuba ushiya abantu obathandayo ekhaya.

Xa uthatha umhlala-phantsi kufuneka ufumane indawo yokuhlala kwaye usebenzise loo mali ukuthenga izinto oza kuzisebenzisa ukuhlala kuzo. Akusoloko kulula ukufumana indawo efanelekileyo yokuthenga izinto, ngoko ke kubalulekile ukuqiniseka ukuba ufumana iingcebiso ezifanelekileyo kumcebisi oyingcali. Kodwa xa uqala ukukhangela indawo efanelekileyo yokuthenga izinto uya kumangaliswa ukuba zinokuba luncedo kangakanani na. Kwaye nokuba awuyazi ukuba yintoni kufuneka uqale ngokujonga ukuba abanye abantu bathini ngamava abo ngefenitshala yendlu yomhlalaphantsi.

iimpawu zefenitshala yasekhaya yomhlalaphantsi

Ndingathanda ukufumana indawo entle yokuthenga ifanitshala, kwaye zininzi izinto endingathanda ukuzenza ukuba bendikwazi ukufumana indawo efanelekileyo yokuthenga ifanitshala. Kukho iintlobo ezininzi ezahlukeneyo zefenitshala kwaye kukho iindlela ezininzi ezahlukeneyo zokukhetha ifanitshala efanelekileyo. Eyona ndlela ilungileyo yokugqiba ukuba loluphi uhlobo lwefanitshala onokuthi uyithenge kukuqinisekisa ukuba ukhetha eyona ifanelekileyo kuwe. Kubalulekile ukuba uqaphele ukuba akuyiyo yonke ifenitshala eyenziwe ngokulinganayo kwaye kubaluleke kakhulu ukuqwalasela uhlobo lwefenitshala yokuthenga. Kufuneka ujonge ukuba abanye abantu bathini malunga nefenitshala.

Kubantu abaninzi, ingcamango yefenitshala yasekhaya yomhlalaphantsi yinxalenye ebalulekileyo yobomi babo. Banokusebenza kwindawo enye kwaye benze okungakumbi kunokonwabela nje usuku lwentsapho lokuphumla. Ukuba ukwimeko yezemali kukho ezinye izinto onokuzenza ukuze unciphise uxinzelelo lwakho. Umzekelo, ukuba uzama ukulondolozela umhlalaphantsi kungcono ukutyala imali kwifenitshala yekhaya lomhlalaphantsi eya kukuvumela ukuba uchithe ixesha lakho usebenza. Ukongeza koku, kungcono ukusebenzisa itekhnoloji eninzi ukuze usebenzise itekhnoloji ngokufanelekileyo.

Lixesha elinika umdla lokuba nendawo ethile yokuthenga izinto. Ayikokufumana nje into entsha oza kuchitha kuyo imali, kodwa nokuthenga izinto eziya kukunceda uphile ubomi bakho kwaye usebenze ngokufanelekileyo. Abantu abaninzi banokufumana izindlu zabo zakhiwe ngabasebenzi abafanayo abazakhayo. Unokukhetha kuluhlu olubanzi lwezinto, izitayela kunye nokugqiba. Kwaye ukuba ufuna ukugcina imali kumsebenzi wakho olandelayo, kuyafaneleka ukujonga oko kwenziwe ngabanye abantu.

Iinkcukacha zefenitshala yekhaya lomhlalaphantsi

Kwimarike yanamhlanje ekhuphisanayo, kubaluleke kakhulu ukukhetha ifenitshala efanelekileyo kwiimfuno zakho. Nokuba ungumrhwebi okanye ingcali, kukho iindidi ezahlukeneyo zefanitshala onokuthi ukhethe kuzo. Zingahlelwa zibe ziindidi ezimbini eziphambili: eziqhelekileyo kunye nezentlalo. Ukuba uza kuthenga ifanitshala ngoko kungcono ukuba uqinisekise ukuba ufumana uhlobo olululo lwefanitshala. Xa ukhetha ifenitshala kubalulekile ukujonga isitayela sefenitshala kunye noyilo lwefenitshala. Oku kuya kukunceda ukuba wenze isigqibo sokuba ufuna ntoni uhlobo lwefenitshala.

Logama nje unokukwazi ukuhlala kwilizwe apho kungekho mithetho malunga nexesha lokuthatha umhlala-phantsi, uya kuba nolwazi oluphangaleleyo ngoko kukulungeleyo. Uninzi lwabantu lucinga ngokuthatha umhlala-phantsi kwiminyaka engama-55 kwaye kulula kakhulu ukuba ngumsebenzi. Zininzi izibonelelo zokuba ngumsebenzi, kodwa eyona nto ibalulekileyo kukuba unenkululeko yokuzenzela izigqibo malunga noko ufuna ukukwenza ngemali yakho. Unokukhetha kwiintlobo ezahlukeneyo zezitayela kunye nemibala, khetha kwiintlobo ezahlukeneyo zefenitshala kwaye uzisebenzise njengesikhokelo.

Umntu odla umhlala-phantsi angakuvuyela ukuchitha ixesha elininzi kunye nosapho kunye nabahlobo bakhe. Ngamakhaya amaninzi amatsha aphuma minyaka le, ayimangalisi into yokuba abantu abaninzi baye bathatha imidiya yoluntu ukuze babelane ngeengcinga zabo. Nangona kunjalo, kukho abanye abantu abangathathi ixesha lokwabelana ngeengcinga zabo kwimidiya yoluntu. Kukho abanye abantu abenza oku kuba besoyika ukuqhathwa okanye into ethile. Abantu abaqhathwayo okanye into ethile baya kufumanisa ukuba balahlekelwa yimali yabo kwaye abanakuphinda bahlawule enye imali yokugcina indlu yabo icocekile.

Izicelo zefenitshala yekhaya lomhlalaphantsi

Kukho iintlobo ezininzi ezahlukeneyo zabantu abasebenza kwishishini le-real estate. Unokuzithenga kwi-arhente yendawo yendawo okanye uzame ukuqesha umntu oza kulawula indawo yakho yeofisi. Abanye abantu baye bakha iiwebhusayithi iminyaka kwaye baya kufumanisa ukuba abanalo ulawulo kwinto abayenzayo okanye indlela abayenza ngayo. Abantu abasebenza kwishishini le-real estate banokuba namava ngezi zinto. Baza kufunda ngeetekhnoloji ezahlukeneyo kwaye benze izigqibo ezifanelekileyo malunga noko bafuna ukukuthenga.

Ngokufuthi, abantu bacinga ukuba banyanzelwa ukuba basebenze ekhaya ngenxa yeengxaki zemali. Nangona kunjalo, kungenxa yendlela abaphila ngayo kuphela abanokuthi bazimele baze baziqalele awabo ishishini. Ukwenza imali kwi-Intanethi, abantu abaninzi bathathe imisebenzi kwaye abakayazi indlela yokusebenzisa i-intanethi. Eli nqaku liza kukufundisa indlela yokusebenzisa i-intanethi ukwenza izinto ongenakukwazi ukuzenza ngenye indlela.

Ngeemveliso ezininzi ezahlukeneyo kunye neenkonzo ezikhoyo namhlanje, kubaluleke kakhulu ukuba nendawo onokuthi uyibize njengekhaya. Ukuba awuqhelananga nohlobo lwemveliso oyikhangelayo ke kukho iingcebiso ezintle malunga nendlela yokuzisebenzisa. Eyona nto ibalulekileyo onokuyenza kukufumana imveliso efanelekileyo ehambelana neemfuno zakho kunye nento ofuna ukuyifeza. Ekugqibeleni, kungcono ukuqiniseka ukuba ufumana imveliso efanelekileyo kwiimfuno zakho.

Kulula kakhulu ukungena emsebenzini wakho, kodwa kunzima ukwenza isigqibo esifundisiweyo malunga nokuba loluphi uhlobo lwefenitshala oza kuyithenga. Xa ulungele ukuthatha umhlala-phantsi, kukho iintlobo ezininzi zefenitshala onokuthi ukhethe kuzo. Abanye abantu basebenzisa ikhompyuter yabo okanye isixhobo esiphathwayo ukufikelela kulwazi kwi-intanethi, ngelixa abanye basebenzisa i-smartphone yabo ukwenza yonke imisebenzi abayenzayo. Inketho enkulu kukufumana indawo elungileyo yokubeka ifowuni yakho kunye nethebhulethi.